Cleaning windows is a task that is often done only with spring or fall cleaning. For some, it is hard to get to the basic cleaning tasks that do need to be done weekly and can't even entertain the idea of cleaning windows weekly or even monthly. But nothing completes the look of a clean room better than clean windows. While it is a time investment to get this done - the pay off is so rewarding.
I recently helped a friend clean her windows and she used a homemade recipe that made her windows sparkle. It consisted of 1 pint rubbing alcohol, 1 cup ammonia, 1 teaspoon dish liquid soap and 1 gallon water.
For further information regarding home and business organization, visit www.jlksystems.com

I recently read an article titled "Pitfalls to Avoid in Home Ownership" (http://hubpages.com/hub/Pitfalls-To-Avoid-In-Home-Ownership). Having a home inventory is just as important as having a proper inspection done on your home, knowing how to choose a licensed appraiser and reviewing your insurance policy on a regular basis. As the writer points out in the article - a home inventory determines how much insurance coverage you need, ensures that the claims process will go quicker and smoother and serves as evidence in case of stolen or damaged property.
For further information regarding the benefits of a home or business inventory, please visit www.jlksystems.com

Have a tough clog - not only will baking soda get rid of the clog but it will leave a fresh odor. Pour 1/2 cup salt and 1 cup baking soda down the drain - let it sit overnight. In the morning, pour 2 to 3 cups boiling water down the drain.

To keep garbage disposals clean and fresh, generously sprinkle with baking soda followed by white vinegar - until it bubbles. Let it sit for 10 minutes. Rinse with hot water.

For Home Organization and Cleaning services, visit www.jlksystems.com

What a perfect time to create your home inventory - as you unpack and find the perfect spots for all the shower and wedding gifts. In many cases, you have the packaging which allows you to easily access key information such as the manufacturer, model and serial number, etc but it allows you to record when you received the gift and from who - information that in the future, you will be glad you recorded.

A home inventory is an extension of your insurance policy. It is a critical document you can immediately access in case your home and personal property was destroyed, damaged or stolen. The claims process can begin immediately - as you can provide to the insurance adjuster the detailed list that they require. It also ensures that you will be reimbursed for the total amount that was lost. Otherwise, you will be creating the list by memory.

Ask yourself this - could your recall from memory - each and every gift that you received either as a shower or wedding gift? If not, a home inventory report is the best gift you can give each other.

For further information regarding a home or business inventory - visit www.jlksystems.com.

I am a huge fan of the Minnesota Twins. I have my grandfather to thank for this. I learned to love this sport through him. He took my sister and I to many baseball games and watched as he kept his own scorecard. The three of us would also play baseball in our back yard.

My enjoyment for the sport and my admiration for the Minnesota Twins has continued on since. Each season brings new challenges but they always seem to maneuver through them in such a professional and positive manner. While I haven't been able to get to a game at the new stadium- Target Field - I listen on the radio to as many games as I can.

You can be sure that the team is well prepared with a detailed inventory list of all the equipment that travels with the team or stays back at the stadium. They couldn't afford to wait until something happens either by theft or damage - to put this list together. They need to continue on seamlessly and the only way that could happen - is to be prepared by having an inventory already prepared.

Are you are prepared as the Minnesota Twins? If something happened to your home and personal property, could you continue on seamlessly - through the claims process and as you put your life back together? Or would you need to come to a sudden stop and by MEMORY - recall all that you owned and then find proof through receipts or cancelled checks - which proves that you owned those items? Having a detailed list including proof of ownership - has a serious effect on the timing and financial outcome of the settlement.

For further information regarding a home or business inventory, visit http://www.jlksystems.com/

If damage or theft occurs to your home and personal property, are you aware that you have a major role in determining how quickly the claims process begins and the financial outcome? Unfortunately, many think that because they have an insurance policy and feel the amount of coverage for their personal property is sufficient - that this is all they need to do.

After you make the call to your insurance company - you will be informed that you need to compile a detailed list of all the items you lost and need to replace. This will need to include an accurate description, model and/or serial number, date of purchase, and estimate or appraised value. In addition, you will need to show proof of ownership through receipts or cancelled checks.

Be proactive - create your inventory report today. Otherwise, you will be reactive during a time of intense emotional stress. Creating the list after the fact, will delay the timing of your settlement payment and could drastically reduce the amount of your settlement.

For further information regarding a home or business inventory, visit www.jlksystems.com.
Also, visit http://www.dannylipford.com/diy-home-improvement/financial/how-to-prepare-your-own-home-inventory-report/

No one ever expects damage or theft to occur to their home or property. But if something were to happen, during this time of emotional stress, what a relief to be able to pull out your inventory report and use it as a checklist to assess the damage or theft instead of having to recreate your list of possessions - BY MEMORY.

The National Association of Professional Insurance Agents (NAPIA) clearly state in "STRAIGHT TALK ABOUT NATURAL DISASTERS" http://www.pianet.com/publications/naturaldisasterbrochure.htm that not only is an inventory report needed to assess the damage but it is a necessary document to challenge the settlement.
Accessing Your Loss
1) Make a detailed list of losses to personal property.
2) Document losses with photos.
3) Check damaged or destroyed goods against your property inventory. Providing the adjuster with canceled checks, receipts and other documents also helps in determining the value of destroyed property.
Settlement
1) If you feel the insurer's settlement offer isn't fair or is incomplete, contact your agent or the company. Be prepared to provide information to support your claim.

For further information regarding a home or business inventory, visit http://www.jlksystems.com/

Is your business prepared and could you survive if the following occurs: A nearby explosion causes the power to be out for weeks, a fire, a pipe burst and floods your building, or a wind storm blows out most of the windows and rips off the roof?

According to the Insurance Information Institute - "Businesses that recover quickly are those that have planned in advance." To ensure that businesses are prepared, the Institute has prepared a 4-point catastrophe recovery strategy. A business inventory is a key component of point #2.

1) "Minimize the risk of damage in advance of an emergency".
2) "Develop a disaster recovery plan. A key component of this is to compile lists of equipment you own or lease, by type, model and serial number. Also, keep copies of important records and documents in a bank safety deposit box and keep them updated".
3) "Review your insurance program. Make sure you have sufficient coverage to pay for the indirect costs of the disaster - the disruption to your business - as well as the cost of repair or rebuilding".
4) "Review on a regular basis all the components of your disaster recovery strategy - fire safety and emergency preparedness measures, business continuation and building repair plans, and your insurance program. Communicate all changes to the key employees".

JLK Systems can help you provide the detailed list/report of equipment including photos and video. Key documents such as insurance policies, receipts of purchases and lease agreements can be scanned and included in the inventory report portfolio.

For further information, visit http://www.jlksystems.com/

http://iii.org/brochures/insuring-your-business-after-a-catastrophe.html

An important component of a comprehensive and complete home inventory is video footage. Many feel that only photos are needed within their inventory report. While photos are important, supplementing the inventory with video footage is crucial.

Video footage is not used to captured specific details of individual items but to show all the items in their environment. For example, if one claims they owned a 52" flat screen TV and was in the family room which according to other items photographed in that room had green wallpaper but the photo of the 52" TV was in a room that had different wallpaper - this would send up a flag to the claims adjuster that some type of fraud maybe going on.

Taking the time to include both video and photos will ensure the claims process will go quickly and smoothly as well as ensure you receive the maximum reimbursement.

For additional information regarding a home or business inventory, visit www.jlksystems.com