If damage or theft were to occur to your home, obviously it is your responsibility to file the claim. But in addition to this, it is totally your responsibility to provide a detailed list and description of everything you lost or was damaged/destroyed and need to replace. It is not enough that you state you purchased those items but you also need to provide proof (receipts) for those items. This is especially important for the higher end more expensive items.

For example, if you owned a 52" flat screen TV, without proof that you purchased this item you would be reimbursed for a standard TV.

No one ever expects anything bad to happen to their home or possessions, but being prepared with a home inventory eliminates the need to piece together all the information that the insurance adjuster will require.

Visit www.jlksystems to learn more about the benefits of a home or business inventory.