If damage or theft were to occur to your home, obviously it is your responsibility to file the claim. But in addition to this, it is totally your responsibility to provide a detailed list and description of everything you lost or was damaged/destroyed and need to replace. It is not enough that you state you purchased those items but you also need to provide proof (receipts) for those items. This is especially important for the higher end more expensive items.

For example, if you owned a 52" flat screen TV, without proof that you purchased this item you would be reimbursed for a standard TV.

No one ever expects anything bad to happen to their home or possessions, but being prepared with a home inventory eliminates the need to piece together all the information that the insurance adjuster will require.

Visit www.jlksystems to learn more about the benefits of a home or business inventory.

Last month, a friend of mine found out that her cleaning woman had been stealing items from her home over the course of several months. She was doing the same to the other homes she was cleaning. Unfortunately, since she didn't have any documentation or proof that she owned these items - she is unable to recover these items. One family had written down serial numbers and models numbers of many of their items - so those items were recovered at a pawn shop and returned to them - as they had proof that those items belonged to them.

A home inventory provides all the necessary documentation needed to recover stolen items. It provides photographs and detailed descriptions including serial and model numbers. No one ever expects to be a victim of theft - but if one finds themselves in that situation - a home inventory has the required information to help recover their items.

For more information regarding a home inventory, visit www.jlksystems.com

As you prepare your spring cleaning list, consider adding to the list a home inventory. Tasks that can be often found on the list include tossing or donating unwanted items, painting, and moving furniture and accessories around to create a new look.

As a result, this makes a perfect time to have a home inventory report created for your home as your home reflects a new look and has been purged of old and unused items.

It is also a perfect time to ensure that all critical documents are located and placed in a safe location - preferably off site from your home. These documents can also be scanned into your home inventory report and states where the documents are stored.

For further information regarding a home inventory, visit www.jlksystems.com

Once you have completed your home inventory, it is important to keep this document in a safe place. The best place to keep this document and other crucial documents such as birth certificates, insurance policies, etc.- is a secure and fire-proof location off site. If you do choose to keep copies at your home, make sure you place them in a fire-proof safe. You may want to consider placing the documents in water proof packaging before you place them in the safe - in case you experience any type of flooding.

For more information regarding a home or business inventory, please visit www.jlksystems.com

With the price of silver rising, anyone who has a collection of silver - whether coins, jewelry, silverware, etc. - it is rise to make sure this collection is protected. Without the proper protection, if something were to happen you would never get back the true value of your collection.

One way to protect your valuables, is to have an inventory report (along with an appraisal) done so that you know the true value and can get a rider from your insurance agent to protect the FULL value of your collection.

For further information regarding the benefits of a home or business inventory, visit www.jlksystems.com

Spring is a beautiful time of the year. Nature truly comes back to life. But unfortunately, it is also a time of year for weather conditions which cause damage to one's home or property either through floods or tornadoes. No one expects this to happen to them especially if years have gone by and they have never experienced either a flood or tornado.

Taking the time now to create a detailed list of what you own including proof of ownership - will save you weeks or even months of time if indeed something were to happen to your home. You will need to provide to the insurance claims adjuster a detailed list of what was destroyed or damaged. You cannot begin to put your life back together until this step is completed. Can you imagine what that would be like - trying to compile a list of everything in your home - by memory?

For further information regarding a home or business inventory, visit www.jlksystems.com

Keeping good records - which assets you have, where they are located and how to get in touch with the appropriate financial advisers - can save your heirs immense headaches, reduce the chance of costly errors and ensures all assets and debts are accounted for.

A safe place to keep this information is within your Home Inventory report. This report allows you to store key documents, state where the documents are located and who to contact. This along with the list of your personal property including the heir designation - will ensure all your wishes are carried out and that no mistakes or ill-will between family members will occur.

For further information regarding a home or business inventory, please visit www.jlksystems.com

Moving is a perfect time to get rid of items you no longer need. It is also a perfect time to create a home inventory report. Not only does it protect your possessions during the move but long after the move is complete. Don't wait until the unexpected happens and then be faced with creating a detailed list of all the items you own, along with proof of ownership - put it at the top of your moving list.

For more information regarding key benefits of a home inventory, visit www.jlksystems.com