While it may seem cumbersome to keep receipts of all your purchases, it is to your financial benefit to do so. For each insurance claim that you file, in order to receive reimbursement covering the full extent of your loss, you must prove ownership and value for all the items included in the claim. A receipt will support your claim 100%, thereby, guaranteeing you will receive a settlement covering the full extent of the loss.
To keep your receipts available and easy to locate, consider investing in a small scanner. It will be well worth the investment.
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