From guitars to pianos to violins - your musical talents or hobbies - can be more of an investment than you realize. If you were to add up the costs of the instruments and/or equipment - you might be surprised to see what you come up with.

That is why it is so important to make sure that your musical instruments and equipment are included in your personal property coverage. In many cases, it is wise to put these on a separate rider to ensure full coverage in case something were to happen to them.

In addition, it is key to include these items on your home inventory report. This report includes detailed information such as make, model number, serial number, date of purchase and cost - as well as individual photos and video footage. If something were to happen either through theft or damage to your home - you have the required information to ensure not only your claim is handled in a timely manner but you will receive a settlement covering the full extent of the loss.

For further information regarding a home or business inventory, visit www.jlksystems.com

Laptops, iPhones, TV's , BlackBerry phones, Coach handbags, etc. are all some examples of gifts given to high school graduates. Many of these items will be taken to college as they start a new chapter in their life. A home inventory not only records for them all the wonderful gifts they received but it includes information such as manufacturer, serial and model number - all which is crucial information to know in case theft or damage were to occur. Indivdual photos also supplement the report.
Many of these gifts will be brought to dorms and what peace of mind to know that in case of theft or damage - you can immediately submit an insurance claim as you have all the required information needed to do so. It also ensures that you will receive a settlement covering the full extent of the loss.
For further benefits regarding a home or business inventory, visit www.jlksystems.com